The purpose of making any investment is to generate additional income and build wealth to meet personal and financial goals over a period of time. And this requires a sustained discipline of following and investment cycle.

LAS - Term Loan

Term loan is a borrowing that is paid back in EMIs (Equated Monthly Instalment). Here, the loan value depends on the market value of the securities on a given date. LAS-Term loan is a great choice when there is an immediate requirement for funds.

Insta Loan

Insta Loan is a LAS-Term Loan as well, but the difference is that the loan amount of up to 2 Lakhs can be credited to the customer’s account within an hour of completion of loan formalities. That helps in meeting any urgent fund requirements.

LAS-Consumer Loan

The idea of “going shopping” has fundamentally changed over the years. Increasingly customers are shopping online and looking for faster deliveries of products and services at their doorsteps. And they seek easy and convenient EMI options when buying these products such as mobile handsets, laptops, furniture etc. In the physical and online marketspace, No Cost EMIs are very common, that add to the customers' purchasing power, enabling them to aspire High Value and better quality products and services.

LAS-Consumer Loans is also more beneficial compared to the EMIs on Credit Cards, that block the credit limit of the card (and that cannot be used for something else).

LAS-Consumer Loans has no processing charges, no foreclosure charges and nominal documentation fee.

LAS-Top Up Loan

Once the customer has taken LAS-Term Loan or Insta Loan or LAS-Consumer Loan, and as they keep on paying their installments, part of the pledged limit starts becoming available each month as the outstanding principal reduces. As the name suggests, Top-up loan is a facility that allows the customer to Top Up (i.e. “borrow again”) against the limit that becomes available as each month passes and the EMIs are paid.